http://www.oncallcash.com/personal-loans/n46.html Unsecured personal loans don't have any backing and in effect they shouldn't need it. When you just want cash in a hurry without any strings attached, its all unsecured personal loans. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 By their very definition, unsecured personal loans should be your choice in emergency financial aid if you don't have time to establish - or is you simply don't have any - collateral. In a world dominated by retribution and a frightening allegiance to "you scratch my back, I'll scratch yours,"unsecured personal loans provide a glimpse into what the world could be like if we were all so easy going with our money. Its only a glimpse, but its a mighty fine view. The fleeting benefits of unsecured personal loans We say glimpse because in reality these personal loans - provided you without collateral, without anything other than your word on repayment - are sure to result in financial calamity. The benefits of unsecured personal loans: Instant, easy access limited requirements reliability a lending speed unmatched in all of finance - they're not called fast personal loans for nothing All these attributes are positive up until you pay off what you need to pay off - from then on its crunch time until you pay off your unsecured personal loan debts. Which needs to be done much, much faster than your income and financial picture is usually able to generate. Ahhh, get ready to feel the delightful pangs of financial inadequacy when you take out high risk personal loans and try your hand at responsibility. Consider the facts The fact is you are already in a financially precarious position when you look for these advances - your income and savings has already proven too paltry to keep up with your expenses, otherwise you wouldn't be looking for unsecured personal loans. What makes you think you can instantaneously change you ways, bring yourself back to a self-sufficient level when in fact you have less money than you had before your loan? That advance your looking at is a costly bugger costing about 500% APR - do you think your already weakened financial picture can handle such a luxurious expense? Sat, 26 Jul 2008 15:00:00 EDT