http://www.oncallcash.com/personal-loan/n68.html An instant personal loan would be nice - if we were all 100% prepared to handle the demands. But make an instant personal loan available to the masses and the masses will surely go belly up in a world of debt. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 Before we begin, at OnCallCash web believe everyone should have access to a personal loan. In order to function in our cash-dominated society we need a reliable resource for just that - cash, at any given moment. We all face times when the bills are due and the money runs out and the last opportunity becomes that unsecured personal loan, and we should all be able to reach out and grab it. But an instant personal loan? Thats just asking for way too much trouble. Imagining an instant personal loan The first problem with an instant personal loan is that everyone would want one and everyone could get one. At any moment, any time you have event he slightest itch for extra cash you can apply and have that money in your account. Thats not a good thing - the majority of our needs are in fact simply wants, and having access to such a powerful tool would enable us to run away with our most daring capitalistic fantasies. And what about the approvals process? In order to provide truly instant personal loans lenders would have to do one of two things: Offer the service only to return clientele whom they know and whom then can trust will repay. Or, Open up their services to a world of liars, cheats and idiots. Who would be there to stop the 12 year old from applying for a cash advance under their father's name? Who could stop the cyber-punks from ordering an instant personal loan for the city of Baltimore? But on the first option., whose to say that return clients are more worthy of instant services? We all need money instantaneously, why should the old guard be the only ones to get it? To many questions, not enough time There is just too many risks and chances for failure where an instant personal loan is concerned. Sure, we'd like to offer instant services to the world, but the world just couldn't handle it. Sat, 26 Jul 2008 15:00:00 EDT